Author: Ian Varley
working capital management

Working Capital Management Practices

According to a report by The Hackett Group, larger firms take longer to pay their invoices. This ability, due to the size and power of these companies, improves their cash flow by having longer and longer payment agreements with suppliers. By waiting to pay suppliers, sometimes…

overcoming small business challenges #TheMoneyFactor

Overcoming Current and Future Small Business Challenges

I’ve been in the industry for almost 30 years like my guest, Kris. I can honestly say we’ve been through a lot of recessions before, but I don’t think either of us have ever experienced an overnight shutdown of the economy quite like this one. I…

graduate to bank financing

How Factoring Can Help You Graduate to Bank Financing

When you need working capital to support your small business growth, you may apply for a bank loan or line of credit. Bank financing is desirable for a number of reasons, but often, bank financing can be just out of reach for small business owners. This…

business loans

The Difference Between Online Loans and Invoice Factoring

When searching for small business funding, you are likely to come across online loans as an option. Further, invoice factoring is another common way to finance your small business growth. Both options are great for small businesses, depending on your specific needs. Here are the differences…

importance of working capital management

Understanding Credit Risk

Now more than ever, it is so important that you increase your working capital in order to protect your business. A recession and global pandemic means that every business is shaken up. It is definitely possible that some of your customers will be unable to pay…

PPP loan program small business funding

Small Business Funding After PPP Loans

PPP funding helped a lot of small business owners keep their companies afloat. If you already used your PPP money or you never got a PPP Loan in the first place, you may be wondering what your next step in business financing is. This is where…

flexible

Is an MCA or Merchant Cash Advance a Flexible Funding Tool?

Are merchant cash advances a flexible funding option for your business? Many people have been able to take advantage of them. Some of their benefits include the ease of access, the speed of funding, and the upfront capital provided. Is an MCA the right financing choice…

Invoice 1

How Can You Collect Late Payments from Your Customers?

If you sell business to business on credit terms, there is a high chance you have been paid late or not at all by your customer. Late B2B payments are unfortunately common. This is because every small business that sells on credit terms will experience a…

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Pros and Cons of Working Capital Loans for Small Businesses

Working capital loans in Kennesaw, GA, allow your company to have the cash flow it needs for staff, inventory, growth, and other business expenses. This short-term loan is usually very beneficial, but as with any loan, it’s important to know the benefits as well as some…

business loans

Can You Afford to Hire More Employees?

Every small business owner loves to see their company grow. With growing sales, however, comes growing expenses. One area of your business that will need more investment is your team. It’s important to add members to your team before you get so busy that things start…