how to choose a factoring service

How To Choose A Factoring Service: 6 Mistakes To Avoid

A study by U.S Bank states that a lack of cash flow causes business failure in over 82% of organizations. If you are starting your business, you may not have enough capital to keep things moving, which makes it hard to get off the ground, let…

small business invoice financing

Business Essentials: How to Create a Business Invoice

If you are a business selling to other businesses on credit terms, you will be issuing invoices. At minimum, a business invoice details: what you are selling, how much you are selling it for, when you have sold it, any additional fees, and when you will…

Is Invoice Factoring Worth It?

As a small business owner, you are faced with endless options for business funding. You’ve probably considered a bank loan, a line of credit, an online loan, crowdfunding, bootstrapping, or even a merchant cash advance. Maybe you’ve even considered receivables funding like invoice factoring. There is…

#TheMoneyFactor Episode: 010 – How do you recession-proof your business?

Are you worried about recession-proofing your business? That’s what we’re talking about today, on The Money Factor. Hi, I’m Ian Varley, welcome to The Money Factor. A lot of people are worried about recession-proofing their business. We’ve been getting a lot of questions online. Let’s take…

invoice factoring broker

Invoice Factoring Brokers

Many small businesses are in need of working capital financing. This is due to cash flow strain from: business growth, large clients that pay on long credit terms, and upfront supply costs. Business can get off track when a small business owner is spending their time…

how to factor invoices

A Short Beginner’s Guide to Invoice Factoring

Running and managing a small business is not an easy job. You have a lot of things to factor in before you can cash in on the dollar, and in some cases, you may need extra capital to run things smoothly. If your business is serving…

small business invoice factoring

Small Business Invoice Factoring

Small business owners operate on tighter margins due to the cash flow strain of business growth. In fact, 82% of failed businesses cite cash flow as a reason. As the owner of your own company, you are responsible for meeting payroll, delivering goods or services, and…

small business website

Website Design: Is It Time to Update Your Website?

Small Business Website Performance A small business can be anything from a single employee to less than 500 employees. A common need uniting these businesses across size is the importance of having a well-designed website. In the digital age, website performance cannot be overstated. Many small…

working capital management

Working Capital Management Practices

According to a report by The Hackett Group, larger firms take longer to pay their invoices. This ability, due to the size and power of these companies, improves their cash flow by having longer and longer payment agreements with suppliers. By waiting to pay suppliers, sometimes…

COJ ban

Proposed Ban on Confessions of Judgment

We have already talked at length about protecting your small business from predatory lending practices. We have even vlogged about confessions of judgment requirements in predatory lending agreements. Now, there is movement on the legislative front in New York for preventing COJ requirements from merchant cash…